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FORTISEU
Insurance & Financial ServicesDORANIS2GDPRSolvency II

Four frameworks, one platform: eliminating compliance duplication at enterprise scale

We were maintaining four separate control frameworks with four separate evidence repositories and four separate audit preparation cycles. The overlap was enormous — and so was the wasted effort. FortisEU unified everything.

Group Compliance Director, Dutch Insurance Group

Industry
Insurance & Financial Services
Size
4,000 employees
Headquarters
Netherlands
Frameworks
DORA, NIS2, GDPR, Solvency II
The Challenge

As a large insurance group operating across the Netherlands, Belgium, and Luxembourg, the organisation was subject to an overlapping web of regulatory requirements: DORA for ICT operational resilience, NIS2 for cybersecurity as a provider of essential services, GDPR for personal data protection across their customer base of 3 million policyholders, and Solvency II for prudential risk management and governance.

Each regulation had been approached as a separate compliance programme, managed by different teams, using different tools, and producing different evidence packages. The result was a compliance operation that consumed significant resources — not because the individual requirements were excessive, but because the same underlying controls were being documented, tested, and evidenced four separate times.

An internal audit had quantified the problem: approximately 60% of the controls required by DORA, NIS2, GDPR, and Solvency II overlapped with at least one other framework. Yet the organisation was maintaining them as if they were entirely independent — quadrupling the audit preparation effort and creating inconsistencies between frameworks where the same control was described differently in different evidence packages.

60% control overlap, 0% reuse

Internal audit identified 60% overlap between DORA, NIS2, GDPR, and Solvency II controls — all maintained separately with no cross-framework evidence reuse.

Four audit cycles per year

Separate audit preparation for each framework, each requesting overlapping evidence in different formats from different teams — consuming months of cumulative preparation time.

Inconsistent control descriptions

The same security control described differently across four evidence packages, creating audit findings about inconsistency rather than actual control weaknesses.

Cross-border complexity

Operations across three Benelux jurisdictions with different national supervisory expectations, GDPR DPA coordination requirements, and NIS2 transposition variations.

The Solution

FortisEU's multi-framework compliance engine mapped all four regulatory frameworks — DORA, NIS2, GDPR, and Solvency II — onto a unified control taxonomy. Each control was documented once, with framework-specific views generated automatically. When evidence was uploaded against a control, it automatically satisfied all applicable framework requirements — eliminating the duplication that had consumed the compliance team.

The cross-framework mapping engine identified not only overlaps but also gaps: controls that were unique to one framework and had been inadvertently missed in another. This gap analysis revealed several NIS2-specific supply chain requirements that the DORA programme had assumed were covered, and GDPR-specific data subject rights processes that Solvency II governance reporting had not considered.

Unified Control Taxonomy

Single control framework mapping DORA, NIS2, GDPR, and Solvency II requirements. One control = one evidence item = four frameworks satisfied simultaneously.

Automated Gap Analysis

Cross-framework gap detection identifying requirements unique to each framework, preventing assumptions that coverage in one framework implies coverage in another.

Framework-Specific Views

Auditor-ready exports filtered by framework: DORA view for DNB, NIS2 view for NCSC, GDPR view for AP, Solvency II view for EIOPA — all from the same underlying evidence.

Cross-Border Coordination

Multi-jurisdiction compliance management across Netherlands, Belgium, and Luxembourg with DPA coordination tracking and jurisdiction-specific requirement overlays.

10 weeks from deployment to unified compliance programme
The Results
60%
Duplicate effort eliminated
Cross-framework control mapping converted 60% overlap from wasted duplication to automatic evidence reuse
23
Hidden gaps discovered
Control gaps that existed between frameworks — invisible to the separate compliance programmes
4 → 1
Audit prep cycles
Single evidence base with framework-specific views replaced four separate audit preparation cycles
10 weeks
Time to unified programme
From four separate compliance silos to a single integrated compliance operation across three jurisdictions

The unified control taxonomy delivered the efficiency gains that internal audit had predicted were possible. The 60% control overlap that had previously meant 60% wasted effort was now 60% automatic reuse — each piece of evidence satisfying multiple frameworks simultaneously.

More importantly, the gap analysis revealed compliance blind spots that the separate programmes had missed. The group identified and remediated 23 control gaps in the first quarter — gaps that existed not because the organisation lacked the controls, but because the fragmented compliance structure had created coverage assumptions that were not actually valid.

The real surprise was not the efficiency gain — we expected that. The surprise was the 23 gaps we discovered between frameworks. Our separate programmes each looked complete in isolation, but the overlaps were hiding genuine compliance holes. Unification did not just save time — it made us actually more compliant.
Group Compliance Director, Dutch Insurance Group

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